Privacy Policy

Last Updated: 13/03/2025

1. Introduction

Welcome to Blue Sky Fintech Pvt Ltd. We are committed to protecting your personal information and respecting your privacy. This Privacy Policy explains how we collect, use, share, and safeguard your information when you use our fintech products and services.

2. Information We Collect

2.1 Personal Information

• Contact Details: Name, email address, phone number, postal address.
• Financial Information: Bank account details, transaction history, credit/debit card details.
• Identification Documents: Government-issued ID, tax identification number, KYC documents.
• Login Credentials: Username, password (encrypted or hashed), security questions.

2.2 Non-Personal Information

• Device Information: IP address, browser type, device identifiers.
• Usage Data: Pages visited, time spent on pages, transaction timestamps.
• Aggregated Data: Statistical or demographic data.

3. How We Collect Your Information

• Direct Interactions: Account creation, forms, document uploads, customer support.
• Automated Technologies: Cookies, tracking technologies.
• Third Parties: Credit bureaus, identity verification agencies, payment processors.

4. Cookies and Tracking Technologies

We use cookies and similar technologies to improve user experience and analyze usage trends. You can manage cookie preferences through your browser settings.

5. How We Use Your Information

• Account Setup and Management
• Customer Support
• Regulatory Compliance (KYC/AML checks)
• Service Improvements and Research
• Fraud Detection and Security
• Marketing and Advertising (as per applicable laws)

6. Sharing and Disclosure of Information

• With Service Providers (payment processors, analytics, customer support).
• For Legal and Regulatory Compliance.
• In Business Transactions (mergers, acquisitions).
• With Your Consent.

7. International Data Transfers

We may transfer your information to other countries for processing. We ensure compliance with data protection laws through secure legal mechanisms.

8. Data Retention

We retain data as long as necessary for providing services and legal compliance.

9. Data Security

We implement security measures to protect your data, though no system is 100% secure.

10. Your Rights and Choices

• Access and update personal information.
• Request data deletion.
• Opt out of direct marketing.
• Withdraw consent for data processing.

11. Third-Party Links

We are not responsible for third-party websites linked from our Sites. Review their privacy policies before use.

12. Children’s Privacy

Our services are not intended for users under 18. If we discover data from a child, we will delete it promptly.

13. Changes to This Privacy Policy

We may update this Policy periodically. The latest version will always be available on our website.

14. Contact Us